{"id":14396,"date":"2018-03-09T09:13:33","date_gmt":"2018-03-09T08:13:33","guid":{"rendered":"https:\/\/tzbportal.sk\/?p=14396"},"modified":"2019-08-16T11:16:59","modified_gmt":"2019-08-16T09:16:59","slug":"zodpovedny-pristup-prinasa-lepsie-a-lacnejsie-byvanie","status":"publish","type":"post","link":"https:\/\/tzbportal.sk\/zodpovedny-pristup-prinasa-lepsie-a-lacnejsie-byvanie\/","title":{"rendered":"Zodpovedn\u00fd pr\u00edstup prin\u00e1\u0161a lep\u0161ie a lacnej\u0161ie b\u00fdvanie"},"content":{"rendered":"<div>\n<div>\n<div>\n<div id=\"drts-platform-render-663680aee7afb-1\" class=\"drts drts-main\"><h2>Prv\u00e1 stavebn\u00e1 sporite\u013e\u0148a, a. s.<\/h2>\n<div id=\"drts-platform-render-663680aee7afb-1-post-13192\" data-entity-id=\"13192\" class=\"drts-entity drts-entity-post drts-display drts-display--summary drts-display-default-summary\" data-type=\"post\" data-content-type=\"directory__listing\" data-content-name=\"firmy_dir_ltg\" data-display-type=\"entity\" data-display-name=\"summary\"><div data-name=\"columns\" class=\"drts-display-element drts-display-element-columns-1 drts-display-element-no-header\" style=\"\"><div class=\"drts-row drts-gutter-none\">\n<div data-name=\"column\" class=\"drts-display-element drts-display-element-column-1 directory-listing-aside  drts-col-12 drts-col-sm-4 drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_directory_photos\" class=\"drts-display-element drts-display-element-entity_field_directory_photos-1 directory-listing-photo \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/firma\/prva-stavebna-sporitelna-a-s\/\" target=\"\"><div class=\"drts-display-element-hover-effect drts-display-element-hover-zoom\"><img src=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/PSS_Logo_Colour_2-RGB-300x153.jpg\" title=\"PSS_Logo_Colour_2\" alt=\"\" style=\"width:100%;height:auto\" \/><\/div><\/a><\/div><\/div>\n<div data-name=\"column\" class=\"drts-display-element drts-display-element-column-2 directory-listing-main  drts-col-12 drts-col-sm-8 drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_post_title\" class=\"drts-display-element drts-display-element-entity_field_post_title-1 drts-display-element-inlineable directory-listing-title \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/firma\/prva-stavebna-sporitelna-a-s\/\" target=\"_self\" title=\"Prv\u00e1 stavebn\u00e1 sporite\u013e\u0148a, a. s.\" class=\" drts-entity-permalink drts-entity-13192\" data-type=\"post\" data-content-type=\"directory__listing\" data-content-name=\"firmy_dir_ltg\">Prv\u00e1 stavebn\u00e1 sporite\u013e\u0148a, a. s.<\/a><\/div>\n<div data-name=\"group\" class=\"drts-display-element drts-display-element-group-1 directory-listing-info drts-display-group-inline drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_directory_category\" class=\"drts-display-element drts-display-element-entity_field_directory_category-1 drts-display-element-inlineable \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/kategoria\/financne-riesenia-poistovanie\/\" title=\"Finan\u010dn\u00e9 rie\u0161enia, pois\u0165ovanie\" class=\" drts-entity-permalink drts-entity-479\" data-type=\"term\" data-content-type=\"directory_category\" data-content-name=\"firmy_dir_cat\">Finan\u010dn\u00e9 rie\u0161enia, pois\u0165ovanie<\/a><\/div><\/div>\n<div data-name=\"entity_fieldlist\" class=\"drts-display-element drts-display-element-entity_fieldlist-1 directory-listing-contact-info drts-display-element-no-header\" style=\"\"><div class=\"drts-bs-list-group drts-bs-list-group-flush drts-entity-fieldlist drts-entity-fieldlist-sm\"><div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-map-marker-alt \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_location_address\" class=\"drts-display-element drts-display-element-entity_field_location_address-1 drts-display-element-inlineable \" style=\"\"><span class=\"drts-location-address drts-map-marker-trigger drts-map-marker-trigger-0\" data-key=\"0\">Bajkalsk\u00e1 30, Bratislava 25, 829 48<\/span><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-phone \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_phone\" class=\"drts-display-element drts-display-element-entity_field_field_phone-1 drts-display-element-inlineable \" style=\"\"><a data-phone-number=\"&#48;&#50;58&#53;&#53;&#53;8&#53;5\" href=\"tel:&#48;&#50;58&#53;&#53;&#53;8&#53;5\">02\/58 55 58 55<\/a><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-link \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_website\" class=\"drts-display-element drts-display-element-entity_field_field_website-1 drts-display-element-inlineable \" style=\"\"><a target=\"_blank\" rel=\"nofollow external noopener noreferrer\" href=\"http:\/\/www.pss.sk\">http:\/\/www.pss.sk<\/a><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-at \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_email\" class=\"drts-display-element drts-display-element-entity_field_field_email-1 drts-display-element-inlineable \" style=\"\"><a href=\"mailto:&#107;o&#109;un&#105;&#107;a&#99;&#105;&#101;&#64;&#112;s&#115;.s&#107;\">&#107;o&#109;un&#105;&#107;a&#99;&#105;&#101;&#64;&#112;s&#115;.s&#107;<\/a><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<script type=\"text\/javascript\">document.addEventListener(\"DOMContentLoaded\", function(event) { var $ = jQuery;\nDRTS.init($(\"#drts-platform-render-663680aee7afb-1\"));\n});<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u017divot v\u00a0bytovom dome je pohodln\u00fd. Vlastn\u00edci bytov \u010dasto maj\u00fa pocit, \u017ee ich zodpovednos\u0165 k\u00a0spolo\u010dnej streche nad hlavou je ni\u017e\u0161ia, ako keby b\u00fdvali v\u00a0rodinnom dome. Omyl! Ich zodpovednos\u0165 je \u00faplne rovnak\u00e1 a\u00a0pod\u013ea toho by mali k\u00a0svojmu b\u00fdvaniu aj pristupova\u0165.<\/p>\n<p>Prebudenie zvy\u010dajne nast\u00e1va vo chv\u00edli, ke\u010f je dom star\u0161\u00ed, ke\u010f komfort b\u00fdvania v\u00a0\u0148om kles\u00e1 a\u00a0\u00fa\u010dty za energie naopak rast\u00fa. Vtedy jeho obyvatelia stoja pred dilemou \u2013 zatepli\u0165 alebo nezatepli\u0165, respekt\u00edve obnovi\u0165 alebo neobnovi\u0165 bytov\u00fd dom v\u00a0ktorom \u017eijem? Pritom je \u00faplne jedno, \u010di im t\u00fato ot\u00e1zku kladie spr\u00e1vca, alebo \u010di si ju polo\u017eia vlastn\u00edci bytov sami. Bez oh\u013eadu na podnet, v\u00e4\u010d\u0161ina rozhodnut\u00ed vlastn\u00edkov bytov a\u00a0nebytov\u00fdch priestorov sa zvykne kon\u010di\u0165 pozit\u00edvnym v\u00fdsledkom. D\u00f4vodov, pre\u010do sa rozhodn\u00fa\u0165 pre obnovu bytov\u00e9ho domu, je hne\u010f nieko\u013eko.<\/p>\n<p>&nbsp;<\/p>\n<h2>Obnova? Pre\u010do \u00e1no<\/h2>\n<p>Ka\u017ed\u00fd bytov\u00fd dom, rovnako ako ka\u017ed\u00e9 in\u00e9 zariadenie, starne a\u00a0opotreb\u00fava sa. Zhor\u0161uje sa kvalita a\u00a0komfort b\u00fdvania v\u00a0\u0148om, na druhej strane st\u00fapaj\u00fa n\u00e1klady. Predov\u0161etk\u00fdm na pr\u00edpravu tepla a\u00a0teplej \u00fa\u017eitkovej vody. Pravda, touto problematikou sa zaober\u00e1me zv\u00e4\u010d\u0161a len pri ro\u010dnom vy\u00fa\u010dtovan\u00ed za energie a\u00a0slu\u017eby. A\u00a0mo\u017eno pr\u00e1ve toto je okamih pravdy, kedy sa m\u00f4\u017eeme rozhodn\u00fa\u0165 pre invest\u00edciu do obnovy bytov\u00e9ho domu, ktor\u00e1 n\u00e1m v\u00a0kone\u010dnom d\u00f4sledku prinesie \u00fasporu na platb\u00e1ch za energie. Recept je jednoduch\u00fd. Sta\u010d\u00ed eliminova\u0165 tepeln\u00e9 straty a\u00a0v\u00fdsledok sa obratom dostav\u00ed. Preto\u017ee cena tepla je t\u00fdm ni\u017e\u0161ia, \u010d\u00edm menej ho spotrebujeme. Pravda, kto si mysl\u00ed, \u017ee sta\u010d\u00ed zatepli\u0165 len severn\u00fa stranu domu, ten sa ur\u010dite m\u00fdli. \u00daprav, ktor\u00e9 je potrebn\u00e9 urobi\u0165, je podstatne viac. Ale aj v\u00fdsledok po takzvanej h\u013abkovej obnove bytov\u00e9ho domu bude zauj\u00edmavej\u0161\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"wp-image-15071 size-full aligncenter\" src=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip.jpg\" alt=\"\" width=\"413\" height=\"172\" srcset=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip-200x83.jpg 200w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip-240x100.jpg 240w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip-300x125.jpg 300w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip-400x167.jpg 400w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/pss-tip.jpg 413w\" sizes=\"(max-width: 413px) 100vw, 413px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2>\u010co je potrebn\u00e9 urobi\u0165<\/h2>\n<ul>\n<li>odstr\u00e1ni\u0165 syst\u00e9mov\u00e9 poruchy a\u00a0chyby v\u00a0statike domu<\/li>\n<li>vymeni\u0165 okn\u00e1, vstupn\u00e9 br\u00e1ny, opravi\u0165 schodisk\u00e1, v\u00fd\u0165ahy, spolo\u010dn\u00e9 priestory, balk\u00f3ny a\u00a0lod\u017eie<\/li>\n<li>zatepli\u0165 obvodov\u00e9 m\u00fary, opravi\u0165, zatepli\u0165 a\u00a0zaizolova\u0165 strechu<\/li>\n<li>obnovi\u0165 izol\u00e1cie v\u00a0z\u00e1kladoch a\u00a0suter\u00e9ne domu<\/li>\n<li>vykona\u0165 zmeny v\u00a0energetick\u00fdch syst\u00e9moch (k\u00farenie a\u00a0pr\u00edprava teplej vody)<\/li>\n<li>vymeni\u0165 a\u00a0izolova\u0165 vn\u00fatorn\u00e9 rozvody<\/li>\n<li>vyregulova\u0165 vykurovaciu s\u00fastavu<\/li>\n<li>namontova\u0165 termostatick\u00e9 ventily na v\u0161etky radi\u00e1tory<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>\u010co z\u00edskame obnovou<\/h2>\n<ul>\n<li>pred\u013a\u017eime \u017eivotnos\u0165 budovy<\/li>\n<li>zn\u00ed\u017eime n\u00e1klady na energie o\u00a050\u00a0% aj viac<\/li>\n<li>zv\u00fd\u0161ime bezpe\u010dnos\u0165 svojho b\u00fdvania<\/li>\n<li>eliminujeme zatekanie do bytov\u00e9ho domu<\/li>\n<li>odstr\u00e1nime hygienick\u00e9 nedostatky \u2013 plesne<\/li>\n<li>zlep\u0161\u00edme architektonick\u00fd vzh\u013ead budovy<\/li>\n<li>zv\u00fd\u0161ime trhov\u00fa cenu bytov<\/li>\n<li>zn\u00ed\u017eime emisie CO2<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>V\u00fdhodn\u00fd \u00faverov\u00fd program<\/h2>\n<p>Obnova bytov\u00e9ho domu je v\u017edy podmienen\u00e1 finan\u010dnou invest\u00edciou. D\u00f4le\u017eit\u00e9 je vybra\u0165 si partnera, ktor\u00e9ho ponuka je najv\u00fdhodnej\u0161ia. V\u00fdbornou vo\u013ebou je \u00faverov\u00fd program od Prvej stavebnej sporite\u013ene. \u00darokov\u00e1 sadzba t\u00fdch najv\u00fdhodnej\u0161\u00edch \u00faverov na obnovu bytov\u00fdch domov od PSS sa v\u00a0s\u00fa\u010dasnosti za\u010d\u00edna u\u017e od 1,25\u00a0% ro\u010dne. Splatnos\u0165 tak\u00e9hoto \u00faveru s\u00a0jednoro\u010dnou fix\u00e1ciou \u00farokovej sadzby m\u00f4\u017ee trva\u0165 od 10 a\u017e do 30 rokov.<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"wp-image-15073 size-full\" src=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL.jpg\" alt=\"\" width=\"591\" height=\"394\" srcset=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL-200x133.jpg 200w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL-240x160.jpg 240w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL-300x200.jpg 300w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL-400x267.jpg 400w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2018\/03\/Foto_39700949_XL.jpg 591w\" sizes=\"(max-width: 591px) 100vw, 591px\" \/><\/p>\n<h2>Existuj\u00fa aj in\u00e9 rie\u0161enia<\/h2>\n<p>Fix\u00e1cia \u00farokovej sadzby \u00faveru m\u00f4\u017ee by\u0165 nielen na jeden, ale aj na tri \u010di p\u00e4\u0165 rokov, pr\u00edpadne na cel\u00fa dobu spl\u00e1cania \u00faveru. \u00darokov\u00fa sadzbu \u00faverov ur\u010den\u00fdch na v\u00fdznamn\u00fa obnovu bytov\u00fdch domov banka stanovuje individu\u00e1lne. PSS umo\u017e\u0148uje aj pred\u010dasn\u00e9 splatenie \u00faveru, v\u010faka ktor\u00e9mu je mo\u017en\u00e9 prefinancova\u0165 a\u017e 100\u00a0% pl\u00e1novan\u00fdch opr\u00e1v v\u00a0bytovom dome. A\u00a0\u00faver netreba ani zaklada\u0165 nehnute\u013enos\u0165ou. Sta\u010d\u00ed len vinkulova\u0165 3 mesa\u010dn\u00e9 spl\u00e1tky \u00faveru alebo zriadi\u0165 z\u00e1lo\u017en\u00e9 pr\u00e1vo k\u00a0poh\u013ead\u00e1vkam fondu \u00fadr\u017eby a\u00a0opr\u00e1v bytov\u00e9ho domu.<\/p>\n<p>Viac inform\u00e1ci\u00ed v\u00e1m poskytn\u00fa obchodn\u00ed z\u00e1stupcovia PSS. Pr\u00eddu za vami kamko\u013evek, hoci aj na sch\u00f4dzu vlastn\u00edkov bytov vo va\u0161om bytovom dome. Ich zoznam n\u00e1jdete na<span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"http:\/\/www.pss.sk\">www.pss.sk<\/a> <\/span>alebo zatelefonujte na <strong>02\/58 55\u00a058\u00a055.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u017divot v\u00a0bytovom dome je pohodln\u00fd. Vlastn\u00edci bytov \u010dasto maj\u00fa pocit, \u017ee ich zodpovednos\u0165 k\u00a0spolo\u010dnej streche nad hlavou je ni\u017e\u0161ia, ako keby b\u00fdvali v\u00a0rodinnom dome. Omyl! Ich zodpovednos\u0165 je \u00faplne rovnak\u00e1 a\u00a0pod\u013ea toho by mali k\u00a0svojmu b\u00fdvaniu aj pristupova\u0165. Prebudenie zvy\u010dajne nast\u00e1va vo chv\u00edli, ke\u010f je dom star\u0161\u00ed, ke\u010f komfort b\u00fdvania v\u00a0\u0148om kles\u00e1 a\u00a0\u00fa\u010dty za energie naopak rast\u00fa. Vtedy jeho obyvatelia stoja pred dilemou \u2013 zatepli\u0165 alebo nezatepli\u0165, respekt\u00edve obnovi\u0165 alebo [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":14397,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zodpovedn\u00fd pr\u00edstup prin\u00e1\u0161a lep\u0161ie a lacnej\u0161ie b\u00fdvanie - TZB port\u00e1l<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tzbportal.sk\/zodpovedny-pristup-prinasa-lepsie-a-lacnejsie-byvanie\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zodpovedn\u00fd pr\u00edstup prin\u00e1\u0161a lep\u0161ie a lacnej\u0161ie b\u00fdvanie - TZB port\u00e1l\" \/>\n<meta property=\"og:description\" content=\"&nbsp; \u017divot v\u00a0bytovom dome je pohodln\u00fd. Vlastn\u00edci bytov \u010dasto maj\u00fa pocit, \u017ee ich zodpovednos\u0165 k\u00a0spolo\u010dnej streche nad hlavou je ni\u017e\u0161ia, ako keby b\u00fdvali v\u00a0rodinnom dome. Omyl! Ich zodpovednos\u0165 je \u00faplne rovnak\u00e1 a\u00a0pod\u013ea toho by mali k\u00a0svojmu b\u00fdvaniu aj pristupova\u0165. Prebudenie zvy\u010dajne nast\u00e1va vo chv\u00edli, ke\u010f je dom star\u0161\u00ed, ke\u010f komfort b\u00fdvania v\u00a0\u0148om kles\u00e1 a\u00a0\u00fa\u010dty za energie naopak rast\u00fa. 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