{"id":12529,"date":"2019-07-04T09:18:19","date_gmt":"2019-07-04T07:18:19","guid":{"rendered":"https:\/\/tzbportal.sk\/?p=12529"},"modified":"2019-08-16T10:34:57","modified_gmt":"2019-08-16T08:34:57","slug":"novinky-v-poisteni-bytovych-domov-v-roku-2019","status":"publish","type":"post","link":"https:\/\/tzbportal.sk\/novinky-v-poisteni-bytovych-domov-v-roku-2019\/","title":{"rendered":"Novinky v poisten\u00ed bytov\u00fdch domov v roku 2019"},"content":{"rendered":"<div>\n<div>\n<div>\n<div id=\"drts-platform-render-66362056481c4-1\" class=\"drts drts-main\"><h2>Finan\u010dn\u00e9 centrum, a.s.<\/h2>\n<div id=\"drts-platform-render-66362056481c4-1-post-13351\" data-entity-id=\"13351\" class=\"drts-entity drts-entity-post drts-display drts-display--summary drts-display-default-summary\" data-type=\"post\" data-content-type=\"directory__listing\" data-content-name=\"firmy_dir_ltg\" data-display-type=\"entity\" data-display-name=\"summary\"><div data-name=\"columns\" class=\"drts-display-element drts-display-element-columns-1 drts-display-element-no-header\" style=\"\"><div class=\"drts-row drts-gutter-none\">\n<div data-name=\"column\" class=\"drts-display-element drts-display-element-column-1 directory-listing-aside  drts-col-12 drts-col-sm-4 drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_directory_photos\" class=\"drts-display-element drts-display-element-entity_field_directory_photos-1 directory-listing-photo \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/firma\/financne-centrum-a-s\/\" target=\"\"><div class=\"drts-display-element-hover-effect drts-display-element-hover-zoom\"><img src=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/logo_FC_spr\u00e1vne-transp-300x119.png\" title=\"logo_FC_spr\u00e1vne-transp\" alt=\"\" style=\"width:100%;height:auto\" \/><\/div><\/a><\/div><\/div>\n<div data-name=\"column\" class=\"drts-display-element drts-display-element-column-2 directory-listing-main  drts-col-12 drts-col-sm-8 drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_post_title\" class=\"drts-display-element drts-display-element-entity_field_post_title-1 drts-display-element-inlineable directory-listing-title \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/firma\/financne-centrum-a-s\/\" target=\"_self\" title=\"Finan\u010dn\u00e9 centrum, a.s.\" class=\" drts-entity-permalink drts-entity-13351\" data-type=\"post\" data-content-type=\"directory__listing\" data-content-name=\"firmy_dir_ltg\">Finan\u010dn\u00e9 centrum, a.s.<\/a><\/div>\n<div data-name=\"group\" class=\"drts-display-element drts-display-element-group-1 directory-listing-info drts-display-group-inline drts-display-element-no-header\" style=\"\"><div data-name=\"entity_field_directory_category\" class=\"drts-display-element drts-display-element-entity_field_directory_category-1 drts-display-element-inlineable \" style=\"\"><a href=\"https:\/\/tzbportal.sk\/kategoria\/financne-riesenia-poistovanie\/\" title=\"Finan\u010dn\u00e9 rie\u0161enia, pois\u0165ovanie\" class=\" drts-entity-permalink drts-entity-479\" data-type=\"term\" data-content-type=\"directory_category\" data-content-name=\"firmy_dir_cat\">Finan\u010dn\u00e9 rie\u0161enia, pois\u0165ovanie<\/a><\/div><\/div>\n<div data-name=\"entity_fieldlist\" class=\"drts-display-element drts-display-element-entity_fieldlist-1 directory-listing-contact-info drts-display-element-no-header\" style=\"\"><div class=\"drts-bs-list-group drts-bs-list-group-flush drts-entity-fieldlist drts-entity-fieldlist-sm\"><div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-map-marker-alt \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_location_address\" class=\"drts-display-element drts-display-element-entity_field_location_address-1 drts-display-element-inlineable \" style=\"\"><span class=\"drts-location-address drts-map-marker-trigger drts-map-marker-trigger-0\" data-key=\"0\">Centrum 27\/32, Pova\u017esk\u00e1 Bystrica, 01701<\/span><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-phone \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_phone\" class=\"drts-display-element drts-display-element-entity_field_field_phone-1 drts-display-element-inlineable \" style=\"\"><a data-phone-number=\"&#48;&#56;&#48;&#48;&#53;&#48;&#48;&#50;&#51;&#52;\" href=\"tel:&#48;&#56;&#48;&#48;&#53;&#48;&#48;&#50;&#51;&#52;\">0800 500 234<\/a><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-link \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_website\" class=\"drts-display-element drts-display-element-entity_field_field_website-1 drts-display-element-inlineable \" style=\"\"><a target=\"_blank\" rel=\"nofollow external noopener noreferrer\" href=\"https:\/\/www.financnecentrum.sk\">https:\/\/www.financnecentrum.sk<\/a><\/div><\/div>\n<\/div><\/div>\n<div class=\"drts-bs-list-group-item drts-bs-px-0 drts-bs-border-0\">\n<div class=\"drts-entity-field\">\n<div class=\"drts-entity-field-label drts-entity-field-label-type-icon\"><i class=\"fa-fw fas fa-at \"><\/i><\/div>\n<div class=\"drts-entity-field-value\"><div data-name=\"entity_field_field_email\" class=\"drts-display-element drts-display-element-entity_field_field_email-1 drts-display-element-inlineable \" style=\"\"><a href=\"mailto:&#104;a&#110;u&#115;ka&#64;fi&#110;a&#110;&#99;nece&#110;tr&#117;&#109;.sk\">&#104;a&#110;u&#115;ka&#64;fi&#110;a&#110;&#99;nece&#110;tr&#117;&#109;.sk<\/a><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<script type=\"text\/javascript\">document.addEventListener(\"DOMContentLoaded\", function(event) { var $ = jQuery;\nDRTS.init($(\"#drts-platform-render-66362056481c4-1\"));\n});<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>U\u017e tomu bude pomaly rok \u010do sme sa stretli na konferenci\u00ed Spr\u00e1vy budov 2018 za \u00fa\u010delom zdie\u013eania na\u0161ich vedomost\u00ed z\u00a0oblasti bytov\u00fdch domov \u010di u\u017e ide o\u00a0ich spr\u00e1vu alebo ako tomu je v\u00a0na\u0161om pr\u00edpade o\u00a0poistenie t\u00fdchto nehnute\u013enost\u00ed. Za tak dlh\u00fd \u010das ako je jeden cel\u00fd rok sa toho ve\u013ea zmen\u00ed takmer vo v\u0161etkom a\u00a0inak tomu nie je ani v\u00a0pr\u00edpade poistn\u00fdch podmienok, benefitov a\u00a0zmien na z\u00e1klade z\u00e1kona.<\/p>\n<p>Finan\u010dn\u00e9 centrum, a.\u00a0s. v\u00e1m op\u00e4\u0165 prin\u00e1\u0161a preh\u013ead ako najv\u00fdznamnej\u0161\u00edch tak najzauj\u00edmavej\u0161\u00edch noviniek zo sveta bytov\u00fdch domov proti nebezpe\u010diam, ktor\u00e9\u00a0na vlastn\u00edkov bytov\u00fdch domov \u010d\u00edhaj\u00fa. M\u00e1me na mysli \u017eiveln\u00e9 pohromy, kr\u00e1de\u017ee \u010di chyby v\u00a0nov\u00fdch ale aj star\u0161\u00edch in\u0161tal\u00e1ciach \u010di elektronike zaveden\u00fdch do bytoveho domu. V\u00a0r\u00e1mci dlhoro\u010dnej spolupr\u00e1ce s\u00a0pois\u0165ov\u0148ami a\u00a0so zdru\u017eeniami spr\u00e1vcov sa pozrieme najm\u00e4 na v\u00fdhody \u010di zmeny ktor\u00e9 boli zaveden\u00e9 na Slovensku v\u00a0poslednom obdob\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"wp-image-15064 size-full aligncenter\" src=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda.jpg\" alt=\"\" width=\"709\" height=\"327\" srcset=\"https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda-200x92.jpg 200w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda-240x111.jpg 240w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda-300x138.jpg 300w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda-400x184.jpg 400w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda-600x277.jpg 600w, https:\/\/tzbportal.sk\/wp-content\/uploads\/2019\/07\/Obyvacka-skoda.jpg 709w\" sizes=\"(max-width: 709px) 100vw, 709px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>D\u00f4le\u017eitou inform\u00e1ciou, na ktor\u00fa sa bli\u017eie pozrieme, je aktualiz\u00e1cia poistn\u00fdch s\u00fam. S\u00edce to nie je novinka v\u00a0pravom slova zmysle, nako\u013eko sa poistn\u00e9 sumy aktualizovali u\u017e v\u00a0minulosti a\u00a0z\u00e1rove\u0148 by mali by\u0165 aktualizovan\u00e9 aj priebe\u017ene. V\u00a0skratke povedan\u00e9, hodnota bytov\u00e9ho domu by mala kop\u00edrova\u0165 ceny bytov, ktor\u00e9 sa za posledn\u00e9 roky nieko\u013ekon\u00e1sobne zv\u00fd\u0161ili. Pr\u00e1ve v\u010faka tomuto kroku by sa nemalo sta\u0165, \u017ee by bol bytov\u00fd dom podpoisten\u00fd a\u00a0t\u00fdm p\u00e1dom do\u0161lo ku kr\u00e1teniu poistn\u00e9ho plnenia v\u00a0pr\u00edpade \u0161kody. Inak povedan\u00e9, \u0161koda by nebola vyplaten\u00e1 v\u00a0plnej v\u00fd\u0161ke, ale mohla by by\u0165 kr\u00e1ten\u00e1 percentom podpoistenia. Napr\u00edklad bytov\u00fd dom je poisten\u00fd na sumu 1,3 mili\u00f3na eur, ale aktu\u00e1lna hodnota je 1,8 mili\u00f3na eur. V\u00a0pr\u00edpade vzniku \u0161kody na dome v\u00a0hodnote napr\u00edklad 1000\u00a0\u20ac by tak pois\u0165ov\u0148a mohla vyplati\u0165 iba 720\u00a0\u20ac. Tento fakt by znamenal pri vysok\u00fdch \u0161kod\u00e1ch zna\u010dn\u00e9 ekonomick\u00e9 dopady pre vlastn\u00edkov bytov\u00e9ho domu.<\/p>\n<p>Na potrebu aktualiz\u00e1cie poistn\u00fdch s\u00fam ako prv\u00e1 upozornila Allianz Slovensk\u00e1 pois\u0165ov\u0148a, a.\u00a0s., ktor\u00e1 klientom rozposlala informa\u010dn\u00fd list s\u00a0danou tematikou.<\/p>\n<p>Vo Finan\u010dnom centre, a.\u00a0s. v\u00a0spolupr\u00e1ci so svojou sesterskou spolo\u010dnos\u0165ou Eurofin Consulting, a.\u00a0s. pripravujeme v\u00a0bl\u00edzkej bud\u00facnosti pr\u00e1ve spom\u00ednan\u00fa aktualiz\u00e1ciu pre na\u0161ich klien\u00adtov. Pokia\u013e nie ste na\u0161im klien\u00adtom a\u00a0m\u00e1te strach, \u010di je va\u0161a poistn\u00e1 suma aktu\u00e1lna, pon\u00fakame v\u00e1m prepracovanie poistnej zmluvy \u00faplne zdarma za s\u00fa\u010dasn\u00e9ho skvalitnenia poskytovan\u00fdch slu\u017eieb a\u00a0mo\u017enej \u00faspory na poistnom. Sta\u010d\u00ed n\u00e1s kontaktova\u0165 na e-mailovej adrese <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"mailto:info@financnecentrum.sk\">info@financnecentrum.sk<\/a><\/span> alebo po\u010das pracovn\u00fdch hod\u00edn na bezplatnej telef\u00f3nnej linke 0800\u00a0500\u00a0234.<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; U\u017e tomu bude pomaly rok \u010do sme sa stretli na konferenci\u00ed Spr\u00e1vy budov 2018 za \u00fa\u010delom zdie\u013eania na\u0161ich vedomost\u00ed z\u00a0oblasti bytov\u00fdch domov \u010di u\u017e ide o\u00a0ich spr\u00e1vu alebo ako tomu je v\u00a0na\u0161om pr\u00edpade o\u00a0poistenie t\u00fdchto nehnute\u013enost\u00ed. Za tak dlh\u00fd \u010das ako je jeden cel\u00fd rok sa toho ve\u013ea zmen\u00ed takmer vo v\u0161etkom a\u00a0inak tomu nie je ani v\u00a0pr\u00edpade poistn\u00fdch podmienok, benefitov a\u00a0zmien na z\u00e1klade z\u00e1kona. Finan\u010dn\u00e9 centrum, a.\u00a0s. v\u00e1m op\u00e4\u0165 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":12530,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Novinky v poisten\u00ed bytov\u00fdch domov v roku 2019 - TZB port\u00e1l<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tzbportal.sk\/novinky-v-poisteni-bytovych-domov-v-roku-2019\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Novinky v poisten\u00ed bytov\u00fdch domov v roku 2019 - TZB port\u00e1l\" \/>\n<meta property=\"og:description\" content=\"&nbsp; U\u017e tomu bude pomaly rok \u010do sme sa stretli na konferenci\u00ed Spr\u00e1vy budov 2018 za \u00fa\u010delom zdie\u013eania na\u0161ich vedomost\u00ed z\u00a0oblasti bytov\u00fdch domov \u010di u\u017e ide o\u00a0ich spr\u00e1vu alebo ako tomu je v\u00a0na\u0161om pr\u00edpade o\u00a0poistenie t\u00fdchto nehnute\u013enost\u00ed. Za tak dlh\u00fd \u010das ako je jeden cel\u00fd rok sa toho ve\u013ea zmen\u00ed takmer vo v\u0161etkom a\u00a0inak tomu nie je ani v\u00a0pr\u00edpade poistn\u00fdch podmienok, benefitov a\u00a0zmien na z\u00e1klade z\u00e1kona. 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